Choose a Mastercard Gold card with revolving credit and great features when shopping or getting discounts. Give yourself maximum comfort in managing your money, while enjoying the benefits that the card provides.
The Mastercard Gold card guarantees absolute flexibility in the use and repayment of revolving credit, with a minimum monthly repayment of 5% of the funds spent. Each payment to the card account releases funds for new use.
Mastercard Gold is an international card that can be used to pay for goods and services, as well as to withdraw cash in Serbia and abroad, at locations displaying the Mastercard logo.
As a Mastercard Gold credit card user, Postal Savings Bank offers you a number of benefits:
Mastercard Gold card is intended for clients with high spending budget. You can apply for a Mastercard Gold card at the Bank's counter. A necessary condition is that you receive income on a regular basis through an RSD current account held with the Bank.
In addition to the primary card, you can request up to two additional cards for persons you wish to authorize to use the card.
The Application form should be filled out completely and signed, and the employment information must be certified by the employer.
You will collect your card at the Bank's counter and sign two blank solo promissory notes as collateral. The persons authorized to use the card, if any, also need to be present.
Note: The cost of issuing the card and the annual membership fee are charged once upon approval of the card, according to the current Tariff of Fees.
You can use your Mastercard Gold card at over 22 million locations worldwide. Revolving credit, in the maximum amount up to 5 average monthly salaries, guarantees flexibility in the use and repayment of the loan with a minimum monthly repayment amounting to 5% of the used loan. Domestic payments are calculated in RSD, while foreign payments are calculated in EUR. For successful payment of goods or services, you need to have sufficient funds available within the credit limit. For cash withdrawals at ATMs and bank counters, the Bank charges a fee according to the valid Tariff of Fees for the services it provides.
The main feature of the revolving credit is its renewal through the repayment of monthly installments and deposit to the credit card account, which increases the amount of funds available within the credit limit for new use.
The Bank calculates the monthly debt and interest on the last day of the month and issues a Statement which includes all changes to the account and transactions made using the primary and additional cards since the last statement. The Bank delivers the statement to your e-mail or home address, or you can collect it at the counter.
The Bank debits the RSD current account for the amount of transactions made in domestic currency, and the EUR account of the primary cardholder for transactions made in foreign currency, on the 15th day of the following month. The minimum payment amount is RSD 1,000 and/or EUR 10.
200-2239326601000-93, Postal Savings Bank, joint stock company
Reference number: client's card number
Purpose of payment: Mastercard Gold card payment
Payment code: 189
Payer's name and surname
The total daily limit for cash withdrawal transactions at ATMs is RSD 50,000.00 per card.
In case of lost or stolen card issued by Postal Savings Bank, joint stock company, please call the Bank's Contact Center at: 011 20 20 292 or visit the nearest Bank branch office.
Complaints are submitted to Postal Savings Bank exclusively in writing.
Additional information can be obtained at the Bank's counter, by calling the Contact Center phone number: 011 20 20 292 or by sending an email to: firstname.lastname@example.org
*Representative example as of 01 August 2021