CyrillicOVERDRAFT
Overdraft on current account is granted or renewed if the client meets the following conditions:
If you wish to conclude an Agreement on overdraft on current account or renew the expired overdraft, and if you are employed, you need to submit a signed and certified Certificate of employment and amount of income, and Decision on attachment on salary in two copies.
Overdraft amount and term
Overdraft fees
Interest on the used amount of overdraft calculated by the Bank is determined in accordance with the Bank's interest rates.
Representative example of overdraft for pensioners
Overdraft amount
RSD 50,000
Overdraft term
24 months
Total amount of interest
RSD 29,890.89
Interest rate
fixed 29.85%
Effective interest rate
(annually)
(annually)
35.99%
Total amount
RSD 79,882.35
Annual overdraft administration fee
RSD 350
Credit Bureau report fee
RSD 246
Promissory note cost
RSD 50
Calculation was made on 17 March 2022
Representative example of overdraft for other clients
Overdraft amount
RSD 50,000
Overdraft term
24 months
Total amount of interest
RSD 29,849.95
Interest rate
fixed 29.85%
Effective interest rate
(annually)
(annually)
36.70%
Total amount
RSD 79,849.95
Annual overdraft administration fee
RSD 600
Credit Bureau report fee
RSD 246
Promissory note cost
RSD 50
Calculation was made on 17 February 2022
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