CyrillicINVESTMENT LOANS
This type of loans is intended for financing long-term investment needs of companies such as investing in fixed assets, vehicles, plants, machinery, equipment, construction or purchase of office space, refinancing of own investment.
PURPOSE
- Vehicle purchase
- Purchase and installation of fixed assets and equipment
- Purchase and construction of office space
- Refinancing liabilities and loans in other banks
CURRENCY
- RSD
- • RSD with currency clause, indexed to EUR
AMOUNT
Loan for the purchase of fixed assets and equipment:
- From RSD 100,000.00 to RSD 80,000,000.00
- From EUR 1,000.00 to EUR 750,000.00 in RSD equivalent at the official middle exchange rate of the NBS
- From RSD 100,000.00 to RSD 80,000,000.00
- From EUR 1,000.00 to EUR 750,000.00 in RSD equivalent at the official middle exchange rate of the NBS
LOAN REPAYMENT PERIOD
- Long-term loans for the purchase of fixed assets and equipment (and refinancing of liabilities to other banks for this purpose) from 13 to 60 months
- Long-term loans for the purchase and construction of office space (and refinancing of liabilities to other banks for this purpose) from 13 to 84 months
MINIMUM SECURITIES
- Blank promissory notes issued by an entrepreneur
- Personal promissory note issued by a natural person - owner
- In case of related legal entity/entrepreneur - guarantee
- Pledge on movable property and/or first-rank mortgage on registered immovable property. Movable or immovable property insurance policy (issued by an insurance company acceptable to the Bank) assigned to the Bank
* Depending on the Client's creditworthiness, loan period and amount, the Bank reserves the right to accept additional collateral that it deems acceptable in accordance with the Bank's internal acts.
REPRESENTATIVE EXAMPLES
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