Foreign currency loans

Foreign currency loans are granted to Clients (in accordance with the Law on Foreign Exchange Operations) for financing import of equipment, payment for goods and services abroad.

PURPOSE

Financing liabilities to foreign suppliers
Financing import of equipment

CURRENCY

EUR (in foreign currency) (for financing imports from abroad in accordance with the Law on Foreign Exchange Operations)

AMOUNT

From EUR 1,000.00 to EUR 750,000.00

LOAN REPAYMENT PERIOD

Short-term loans for financing liabilities to foreign suppliers up to 12 months
Long-term loans for financing import of equipment up to 60 months

MINIMUM SECURITIES

Blank promissory notes issued by an entrepreneur
Personal promissory note issued by a natural person - owner
In case of related legal entity/entrepreneur - guarantee

For loans with a repayment period of over 36 months and/or loan amounts over EUR 20,000.00 (in RSD equivalent):

Pledge on movable property and/or first-rank mortgage on registered immovable property. Movable or immovable property insurance policy (issued by an insurance company acceptable to the Bank) assigned to the Bank

* Depending on the Client's creditworthiness, loan period and amount, the Bank reserves the right to accept additional collateral that it deems acceptable in accordance with the Bank's internal acts.

REPRESENTATIVE EXAMPLE

Representative example - Short-term foreign currency loan (EIR was calculated on 01 June 2022)

Representative example - Short-term foreign currency loan (EIR was calculated on 15 January 2023) - valid from 30 January

Representative example - Long-term foreign currency loan in EUR (EIR was calculated on 01 June 2022)

FOREIGN CURRENCY LOANS

REPRESENTATIVE EXAMPLE

You may also be interested in