Refinancing Loan With Fixed Interest Rate

A loan is granted to the client who meets the following conditions:

• Client is an employed person.
• Client's financial status and creditworthiness are assessed by the Bank as positive.

From RSD 50,000 to RSD 3,000,000
The loan is repaid in 6 to 71 monthly installments by debiting the borrower's current account. Loan repayment starts one month after signing the Loan Agreement.

If client has a current account opened with the Bank.

• 7,77%

If client hasn't a current account opened with the Bank.

• 12% - 6-12 months
• 13.10% – 13-71 months

• One-time loan processing fee in the amount of 1% of the approved loan amount If client has a current account opened with the Bank.
• One-time loan processing fee in the amount of 2% of the approved loan amount If client hasn't a current account opened with the Bank.
• Fee is not charged for refinancing exclusively of the loan obligations towards another bank and for the simultaneous refinancing of the loan obligations towards the Bank and another bank.
• A fee in the amount of 2,50% is charged for refinancing without insurance exclusively of the loan obligations towards the Bank.
• Cost of issuing a Credit Bureau report in the amount of RSD 246.00.
• Cost of one promissory notes in the amount of RSD 100.00.

• Two blank solo promissory notes
• Attachment on salary (only for employed persons).
• According to the Bank's assessment - deposit or creditworthy joint guarantor

Early repayment is free of charge and possible at any time.

• Certificate of employment and amount of income (only for employed persons).
• Decision on attachment on salary in two copies (only for employed persons).
• Certificate of the amount of loan obligations issued by the Bank whose loan is to be liquidated (if the loan granted by another bank is being refinanced).