Refinance your loan obligations towards another bank quickly and easily. We will take over all communications with the Bank whose loan you want to refinance, until that loan has been closed. Based on the Instruction issued by the National Bank of Serbia, you can easily refinance all your loan obligations with a loan granted by the bank whose conditions suit you best.
During promotional period until 29 February 2024
No loan processing fee during promotional period.
Conditions for obtaining a loan
A loan is granted to the client who meets the following conditions:
Client is an employed person or a beneficiary of pension and disability insurance (pensioner).
Client's financial status and creditworthiness are assessed by the Bank as positive.
Client has a current account opened with the Bank.
Loan amount and repayment period
From RSD 50,000 to RSD 2,000,000 The loan is repaid in 12 to 71 monthly installments by debiting the borrower's current account. Loan repayment starts one month after signing the Loan Agreement.
Nominal annual interest rate is 15.95% and is fixed during the entire loan repayment period.
Default interest is equal to the statutory default interest or the contracted (regular) interest if it is higher.
One-time loan processing fee in the amount of 0 - 2.50% of the approved loan amount.
Fee is not charged for refinancing exclusively of the loan obligations towards another bank and for the simultaneous refinancing of the loan obligations towards the Bank and another bank.
A fee in the amount of 1.80% is charged for refinancing with insurance exclusively of the loan obligations towards the Bank.
Cost of issuing a Credit Bureau report in the amount of RSD 246.00.
Cost of one promissory note in the amount of RSD 50.00.
Two blank solo promissory notes
Credit life insurance policy assigned to the Bank
Early repayment is free of charge and possible at any time.
Certificate of employment and amount of income (only for employed persons).
Decision on attachment on salary in two copies (only for employed persons).
Certificate of the amount of loan obligations issued by the Bank whose loan is to be liquidated (if the loan granted by another bank is being refinanced).