LOAN WITH UNEMPLOYMENT INSURANCE

A loan is granted to the client who meets the following conditions:

• Client is an employed person
• Client has a current account opened with the Bank
• Client's financial status and creditworthiness are assessed by the Bank as positive.

From RSD 50,000 to RSD 3,000,000
The loan is repaid in 12, 24, 36, 48, 60 or 71 monthly installments by debiting the borrower's current account. Loan repayment starts one month after signing the Loan Agreement.

The nominal annual interest rate is 15,50% and is fixed during the entire loan repayment period.

Default interest is equal to the statutory default interest or the contracted (regular) interest if it is higher.

• One-time loan processing fee in the amount of 2% of the approved loan amount.
• Cost of issuing a Credit Bureau report in the amount of RSD 246.00.
• Cost of one promissory note in the amount of RSD 50.00.

• Two blank solo promissory notes containing a "no protest" clause
• Attachment on salary
• Unemployment insurance policy - 6 months during the repayment period

Upon a written request to the Bank, the Borrower can make a partial or early repayment of the entire outstanding loan without a fee.

• Certificate of employment and amount of income
• Decision on attachment on salary in two copies