During promotional period until 1 July 2023
Loan is granted to the client who meets the following conditions:
From RSD 100,000.00 to RSD 3,000,000.00 per product.
Loan is approved for a period of 36 to 67 months and is repaid in monthly installments, with the possibility of delaying the start of loan repayment for 100 days during the promotional period until 1 May 2022, i.e. for a period of 36 to 71 months without delaying the start of repayment. Loan is repaid by debiting the current account of the loan beneficiary, starting one month after signing the Loan Agreement.
During promotional period until 1 July 2023
The interest rate is changed twice a year, on 30 June and 31 December of each year.
During the grace period, the Bank calculates intercalary interest on the amount of the approved loan using the regular, contracted interest rate. The calculated intercalary interest is capitalized, that is, added to the principal balance of the loan at the time when the loan repayment starts.
Default interest is equal to the statutory default interest or the contracted (regular) interest if it is higher.
Upon a written request to the Bank, the Borrower can make a partial or early repayment of the entire outstanding loan without a fee.
*Representative example as of 1 March 2023
*Representative example as of 20 December 2022