Cash Loan With Fixed Interest Rate

A loan is granted to the clients who meet the following conditions:

• Client is an employed person or a beneficiary of pension and disability insurance (pensioner).
• Client's financial status and creditworthiness are assessed by the Bank as positive.

From RSD 50,000 to RSD 3,000,000.00 per product.
The loan is repaid in a period of 6 to 71 months in monthly installments. Loan repayment starts one month after signing the Loan Agreement.

If client has a current account opened with the Bank.

• 6.99%

If client hasn't a current account opened with the Bank.

• 12% - 6-12 months
• 13.10% – 13-71 months

• Cost of issuing a Credit Bureau report in the amount of RSD 246.00.
• Cost of the promissory note in the amount of RSD 50.00.

• Blank solo promissory note containing a "no protest" clause.
• Attachment on salary (only for employed persons).
• Based on the Bank's assessment - additional security instruments.

Upon a written request to the Bank, the Borrower can make a partial or early repayment of the entire outstanding loan without a fee.

• Certificate of employment and amount of income (only for employed persons).
• Decision on attachment on salary in two copies (only for employed persons).