RSD CAR LOANS WITHOUT INSURANCE

From RSD 100,000 to RSD 3,000,000

Promotional period until 14 February

• Fixed for the period of the first 36 months and amounts to 8.48%
• Variable after the 36th month, i.e. after the date of the first adjustment of the interest rate and is calculated as the sum of the six-month BELIBOR valid on 31 May and 30 November and a fixed margin in the amount of 4.00%.

Interest rate for buyers of hybrid cars (all types of hybrid cars) and electric cars

• Fixed for the period of the first 36 months and amounts to 7.07%
• Variable after the 36th month, i.e. after the date of the first adjustment of the interest rate and is calculated as the sum of the six-month BELIBOR valid on 31 May and 30 November and a fixed margin in the amount of 3.50%.

Regular offer

NIR for the first 12 months, i.e. after the end of the 12-month period, until the date of the first adjustment of the interest rate, is fixed and amounts to 10%. After the 12th month, i.e. after the date of the first adjustment, NIR is variable and is calculated as the sum of 6M BELIBOR valid on 30 May and 30 November and a fixed margin in the amount of 4.50%. The newly established interest rate is calculated on the balance of the unpaid principal on 30 June and 31 December of each year.

• One-time fee in the amount of 1% of the loan amount

• Two blank solo promissory notes
• Attachment on salary for employed persons

• Manual pledge for amounts over RSD 2 million
• Comprehensive insurance for amounts over RSD 2.5 million

Upon a written request to the Bank, the Borrower can make a partial or early repayment of the entire outstanding loan without a fee.

• Invoice issued by the Seller/sales contract
• Certificate of employment and amount of income (only for employed persons)
• Decision on attachment on salary in two copies (only for employed persons)